Harley-Davidson Insurance

We have 3 product options for your Harley

1. A Standard policy – fully comprehensive cover.
2. A Standard policy with Tyre Cover as an extra option.
3. Our very Popular CHROME Policy – this has 35 benefits including value added benefits.

Our HARLEY|INSURANCE™ Standard Policy gives you full comprehensive cover; Plus optional Tyre Cover for Wear and Tear and accidental damage at an additional R150.00 pm (potholes etc.) and roadside assistance supported by Europe Assist SA.

Our very popular HARLEY | INSURANCE™ tyre cover explained

NB: For all Harley riders paying for Tyres is expensive, however your safety is all we care about!

  • It’s a popular option on our Standard Policy – extra R150.00 pm.
  • For Wear & Tear you are entitled to 2 Tyres per year – no excess covered up to a maximum of R4500 per Tyre.
  • Accidental damage is covered (potholes etc.)
  • Replacement value of the tyre/s up to a maximum of R4500.00 per tyre, including valves, tubes, balancing and fitment. Tyres must be purchased and fitted through an official Harley-Davidson Dealer.
  • If you claim for more than 2 Tyres per year for Wear & Tear you will be required to pay an additional excess of R1000 per claim.
  • It’s a claim managed like any other claim, so log a claim for our authorization the dealer will inspect the Tyres condition send us a picture to verify the status.
  • You pay for the Tyre & (Labor Own cost) at the HD dealer and we reimburse you for the Tyre/s within 24 hours of receiving your invoice reflecting proof of payment.

Chrome policy Main benefits include:

  • No Excess! Licensed riders and learners license riders
  • Insured at paid Value – no depreciation on Insured value
  • Accidental Tyres Cover -Wear and Tear included
  • 5 Days car Hire for Breakdown & Accident
  • Plus ONE night free accommodation in the event of breakdown or accident
  • R20, 000 all –risk cover for riding gear Includes GPS, helmets, jackets, gloves etc.
  • Lost key & lock unit replacement to the value of R5000
  • Roadside assistance – supported by Global Assist SA, Namibia, Lesotho
  • Accident tow to the nearest HD dealer
  • Message rely service
  • Emergency repair cover
  • Wreckage removal
  • Tracking device replacement
  • Repatriation
  • Storage
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